At JFC Funding LLC ("JFC Funding," "we," "us," or "our"), we respect your privacy and are committed to protecting the personal and financial information you provide to us.
This Privacy Policy explains how we collect, use, share, and safeguard information through our website, www.jfcfunding.com, and in connection with our mortgage services.
1. Information We Collect
When you visit our website, contact us, or apply for mortgage financing, we may collect information including:
- Name, mailing address, email address, and telephone number
- Social Security number and date of birth
- Employment, income, and financial information
- Bank statements, tax returns, and asset documentation
- Credit history and credit reports
- Property and mortgage-related information
- Information submitted through website forms or mortgage applications
- Website usage information, including IP address, browser type, and cookies where applicable
We collect information directly from you and, when authorized or otherwise permitted by law, from third parties such as credit reporting agencies, employers, financial institutions, and other participants in the mortgage process.
2. How We Use Your Information
We use personal information to:
- Evaluate mortgage applications and financing eligibility
- Process, underwrite, arrange, and facilitate mortgage loans
- Verify employment, income, assets, credit, and other financial information
- Communicate with borrowers regarding mortgage products and applications
- Coordinate with lenders, title companies, appraisers, insurance providers, and other necessary service providers
- Maintain records and comply with applicable federal and state laws
- Improve our website, services, and customer experience
- Protect against fraud, unauthorized activity, and security threats
4. Protection of Personal Information
JFC Funding recognizes the sensitive nature of mortgage and financial information.
We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, and misuse.
These measures are intended to support compliance with applicable requirements, including the Gramm-Leach-Bliley Act (GLBA).
No electronic transmission or storage system can be guaranteed to be completely secure.
6. Information Retention
We retain personal and financial information for as long as reasonably necessary to provide services, satisfy applicable legal and regulatory requirements, maintain business records, resolve disputes, and protect our legal rights.
When information is no longer required, we take appropriate steps to securely dispose of it in accordance with applicable requirements.
7. Your Privacy Rights
Depending on applicable law, you may have rights regarding access to, correction of, or limitations on certain uses or disclosures of your personal information.
You may contact JFC Funding with questions or requests concerning your personal information.
Certain information may need to be retained for legal, regulatory, or legitimate business purposes.
8. Third-Party Websites
Our website may contain links to websites operated by third parties.
JFC Funding is not responsible for the privacy practices or content of independently operated websites. We encourage visitors to review their respective privacy policies.
9. Children's Privacy
Our website and mortgage services are not directed toward children under the age of 13. We do not knowingly collect personal information directly from children under 13 through our website.
10. Changes to This Privacy Policy
JFC Funding may update this Privacy Policy periodically to reflect changes in our services, business practices, or applicable legal requirements.
Updates will be posted on this page with a revised effective date.
11. Contact Information
For questions regarding this Privacy Policy or our handling of personal information, please contact:
JFC Funding LLC
Website: www.jfcfunding.com
Contact: Through the contact information provided on our website.