201-403-0738 info@jfcfunding.com

Loan Process

Education leads to success. Our licensed lending specialists take the time to explain the lending process to our clients. This allows us to help our clients meet their financial goals. Education, efficiency, experience and reliability are the backbone of JFC Funding, LLC.

Qualification/ Pre-Approval

The first step in the mortgage process is qualifying and pre-approving a borrower. Our lending specialists review eligibility and affordability by analyzing such elements as credit, assets, income, job history, etc. This process allows a borrower to understand product availability and affordability.


Review and collection of all applicable documents needed for the mortgage transaction. Execution of mortgage application and all applicable disclosures.

Our lending specilists use a streamlined approach which leads to a clean approval process with the lending institution.

Loan approval and condition phase

Once your loan is approved, our lending specialists help to gather/update all necessary paperwork requested by underwriting. This includes, but is not limited to, coordinating appraisal and title search, performing all applicable verifications and support of closing processes.


Once all underwriting conditions are satisfied, our lending specialists help guide our borrowers to the closing table. We act as a liaison between the lending institution and closing agent.

JFC Funding, LLC  – Your One Stop Shop For Residential and Commercial Mortgages